Dashboard
Clients
Client registry · KYC · Credit checks
| Client # | Name | National ID | Phone | Income | KYC | Loans | Actions |
|---|
Loans
Full lifecycle · Approve · Disburse · Repay · RBZ
| Loan # | Client | Product | Principal | Balance | Days Due | RBZ | Status | Actions |
|---|
Repayments
Search loan & record payment
📋 Recent Repayments
| Receipt | Loan # | Client | Amount | Method | Date |
|---|
Savings Accounts
Deposits · Withdrawals · Interest
| Account # | Client | Type | Balance | Rate | Status | Actions |
|---|
Group Lending
Village banking · Solidarity groups · Joint liability
| Group # | Name | Branch | Members | Meeting | Status | Actions |
|---|
SMS Reminders
Individual & bulk payment reminders — EcoCash · OneMoney · BulkSMSzim
⚠️ Overdue
📅 Upcoming
💬 Individual
📋 Log
🤖 Automated
📜 History
⚠️ Bulk Overdue Reminders
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📅 Upcoming Payment Reminders
💬 Individual SMS
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| Client | Phone | Type | Message | Status | Sent |
|---|
🤖 Automated Reminder Rules
Runs automatically every few minutes on the server. Messages are queued to the outbox first, then sent through the configured SMS provider (set ZL_SMS_WEBHOOK_URL on the server) — if none is configured yet, reminders will queue but show as blocked below.
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📜 Delivery History
| Client | Loan | Destination | Message | Status | Attempts | Last Error | Queued |
|---|
Accounting
General ledger · Trial balance · Financial statements
Trial Balance
Income Statement
Balance Sheet
Chart of Accounts
Expenses
Operational expenses · Approval workflow
| Ref | Description | Category | Amount | Date | By | Status | Action |
|---|
Income
Non-loan income streams
| Description | Category | Amount | Date |
|---|
Employees
HR records · Payroll · Leave
| Emp # | Name | Department | Position | Salary | Leave Days | Type | Actions |
|---|
Leave Management
Staff leave requests & approvals
| Employee | Type | Dates | Days | Reason | Status | Action |
|---|
Payroll
Zimbabwe PAYE · NSSA 4.5% · Monthly salary runs
| Reference | Period | Gross | PAYE | NSSA | Net Pay | Status | Actions |
|---|
Fixed Assets
Asset register · Straight-line depreciation
| Asset # | Name | Category | Cost | Book Value | Acc. Depr. | Condition | Status | Actions |
|---|
RBZ Compliance Reports
Reserve Bank of Zimbabwe · Microfinance Act [Chapter 24:29] · PAR 30/60/90
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Reports
Portfolio · Branch · Officer · Cash flow
Portfolio
Cash Flow
Branch Performance
Officer Performance
User Management
Role-based access · 4 roles
| Username | Full Name | Role | Branch | Status | Last Login | Actions |
|---|
🟢 Active Sessions
Who's currently logged in, and from how many devices — visibility only, this does not limit or block anyone
| User | Role | Active Devices | Status |
|---|
Devices
Settings
Company · RBZ · SMS · Loan policy
🏢 Company Information
📱 Mobile Money & SMS
💳 PayNow — Mobile Money Collection
📨 SMS Delivery
⚙️ Loan Policy
New Branch
Audit Log
Full system activity trail
| User | Action | Entity | ID | Time |
|---|