Dashboard
Clients
Client registry · KYC · Credit checks
| Client # | Name | Branch | National ID | Phone | Income | KYC | Loans | Group(s) | Actions |
|---|
Loans
Full lifecycle · Approve · Disburse · Repay · RBZ
| Loan # | SN # | Client | Officer | Branch | Product | Principal | Balance | Days Due | RBZ | Status | Statement | Actions |
|---|
Pending Approvals
Loan applications awaiting a decision, oldest first
| Loan # | SN # | Client | Officer | Branch | Product | Principal | Applied | KYC | Actions |
|---|
Repayments
Search loan & record payment
📋 Recent Repayments
| Receipt | Loan # | SN # | Client | Amount | Method | Date |
|---|
Overdues
Loans currently past due, worst first
| Loan # | SN # | Client | Officer | Branch | Next Due | Days Overdue | Arrears | Balance | Action |
|---|
Savings Accounts
Deposits · Withdrawals · Interest
| Account # | Client | Type | Balance | Rate | Status | Actions |
|---|
Group Lending
Village banking · Solidarity groups · Joint liability
| Group # | Name | Branch | Members | Meeting | Status | Created | Actions |
|---|
SMS Reminders
Individual & bulk payment reminders — EcoCash · OneMoney · BulkSMSzim
⚠️ Overdue
📅 Upcoming
💬 Individual
📋 Log
🤖 Automated
📜 History
⚠️ Bulk Overdue Reminders
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📅 Upcoming Payment Reminders
💬 Individual SMS
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| Client | Phone | Type | Message | Status | Sent |
|---|
🤖 Automated Reminder Rules
Runs automatically every few minutes on the server. Messages are queued to the outbox first, then sent through the configured SMS provider (set ZL_SMS_WEBHOOK_URL on the server) — if none is configured yet, reminders will queue but show as blocked below.
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📜 Delivery History
| Client | Loan | Destination | Message | Status | Attempts | Last Error | Queued |
|---|
Queueing
Daily client follow-up calls — log what was said, schedule the next call
| Client | SN #(s) | Phone | Principal | Amount Due | Total Due | Last Call | Last Comments | Outcome | Next Call Date | Status | Actions |
|---|
Litigation
Legal escalation tracking — demand letters, summons, judgements, writs
| Client | Due Amount | Balance | Status | Exception Status | Demand Letter | Summons | Judgement | Writ | Officer | Last Note | Actions |
|---|
New Litigation Case
Notes History
Accounting
General ledger · Trial balance · Financial statements
Trial Balance
Income Statement
Balance Sheet
Chart of Accounts
Expenses
Operational expenses · Approval workflow
| Ref | Description | Category | Amount | Date | By | Status | Action |
|---|
Income
Non-loan income streams
| Description | Category | Amount | Date |
|---|
Employees
HR records · Payroll · Leave
| Emp # | Name | Department | Position | Salary | Leave Days | Type | Actions |
|---|
Leave Management
Staff leave requests & approvals
| Employee | Type | Dates | Days | Reason | Status | Action |
|---|
Payroll
Zimbabwe PAYE · NSSA 4.5% · Monthly salary runs
| Reference | Period | Gross | PAYE | NSSA | Net Pay | Status | Actions |
|---|
Fixed Assets
Asset register · Straight-line depreciation
| Asset # | Name | Category | Cost | Book Value | Acc. Depr. | Condition | Status | Actions |
|---|
RBZ Compliance Reports
Reserve Bank of Zimbabwe · Microfinance Act [Chapter 24:29] · PAR 30/60/90
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RBZ Returns
Quarterly Prudential Return · Reserve Bank of Zimbabwe
Comprehensive Income
Financial Position
Sched 1: Insider Loans
Sched 2: Long Term Debt
Sched 3: Asset Quality
Sched 4: Distribution
Sched 5: Gender Dist.
Sched 6: Maturity Profile
Sched 7: Top Borrowers
Sched 8: Access by District
Sched 9: Portfolio Mgmt
Company Profile
Preview not yet built for this schedule — use Export XLSX above to download the full return.
Preview not yet built for this schedule — use Export XLSX above to download the full return.
Preview not yet built for this schedule — use Export XLSX above to download the full return.
Preview not yet built for this schedule — use Export XLSX above to download the full return.
Preview not yet built for this schedule — use Export XLSX above to download the full return.
Preview not yet built for this schedule — use Export XLSX above to download the full return.
Preview not yet built for this schedule — use Export XLSX above to download the full return.
Preview not yet built for this schedule — use Export XLSX above to download the full return.
Preview not yet built for this schedule — use Export XLSX above to download the full return.
Preview not yet built for this schedule — use Export XLSX above to download the full return.
Preview not yet built for this schedule — use Export XLSX above to download the full return.
Preview not yet built for this schedule — use Export XLSX above to download the full return.
Reports
Portfolio · Branch · Officer · Cash flow
Portfolio
Cash Flow
Branch Performance
Officer Performance
User Management
Role-based access · 4 roles
| Username | Full Name | Role | Gender | Branch | Status | Last Login | Actions |
|---|
🟢 Active Sessions
Who's currently logged in, and from how many devices — visibility only, this does not limit or block anyone
| User | Role | Active Devices | Status |
|---|
Devices
Settings
Jump to a section below
🏢 Company📱 Mobile & SMS💳 PayNow📨 SMS Delivery💾 Backup⚙️ Loan Policy🏷️ Status Labels📞 Quick Phrases🏢 Branches💰 Loan Products📥 Legacy Import
🏢 Company Information
RBZ Company Profile
📱 Mobile Money & SMS
💳 PayNow — Mobile Money Collection
📨 SMS Delivery
💾 Weekly Data Export
⚙️ Loan Policy
🏷️ Loan Status Labels (customize how each loan status displays for your firm — this only changes the label shown, not how loans behave)
📞 Call Queue Quick Phrases (one phrase per line — shown as quick-pick buttons when logging a call; add or remove as many as you like)
New Branch
RBZ Delivery Channels (optional)
New Loan Product
Log Call
Call History
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Audit Log
Full system activity trail
| User | Action | Entity | ID | Time |
|---|